Why You Should Consult With an Auto Accident Lawyer
Under Florida's no-fault auto insurance law your own car policy covers damages to property and injuries, unless the responsible driver is uninsured. This is why it's important to consult a car accident lawyer before giving a recorded or written statement to the insurer.
If your case goes to court, both oral and written statements could be used against you. A car accident lawyer with experience will know how to prepare and present a case in the most professional light.
Damages
There are two types of damages that victims may be awarded following a car accident. These are economic and non-economic. Economic damages are quantifiable and measurable that can be easily analyzed. They include medical bills, lost wages and repair costs for vehicles. Non-economic damages, on other hand, are much more difficult to quantify. They can include things like suffering and suffering or loss of enjoyment in life and emotional stress.
An experienced lawyer for car accidents can assist victims in claiming the maximum amount of compensation. They can also fight to get a fair settlement from the insurance company that is at fault. They can even take the case to trial if the insurance company refuses to settle the full amount.
A good lawyer in car accidents needs to ensure that the victims receive compensation for all possible expenses and losses. They can accomplish this by collecting as much evidence as they can at the scene of the accident. For example, they can capture images of the site of the accident and gather information from witnesses. This will prevent the insurance company from trying to make claims that are not worth the money.
A lawyer for car accidents will also help victims estimate the total cost. This includes past and future medical treatment as well as any expenses related to taking care of their home or hiring someone else to do chores or cook if accident has made it difficult for the victim to complete these tasks.
Medical bills
Medical bills can quickly pile after a car crash. Even with no-fault coverage or a personal injury lawsuit settlement these bills will not magically disappear. You must pay them now, not later.
Luckily, there are two quick ways to pay for medical expenses that are covered by your car insurance and your health insurance. In New York, the former is called Med Pay and covers the first medical expense after an accident, regardless of who was the cause. This is typically a state-funded program (Medicare) or via an insurance company that is private.
Always visit the doctor if you feel sick or if your injuries do not appear to be severe. An immediate evaluation will guarantee that your injuries, which may include internal injuries, are properly diagnosed and treated. Additionally auto accident lawyer flower mound can result in an medical report that could be vital in a lawsuit.
After these two avenues have been exhausted, you may use the at-fault driver's liability insurance if it is sufficient to pay for your damages. You'll still have to pay your own copays and deductibles. In the end, you'll receive reimbursement for the expenses incurred in an accident when an acceptable settlement has been reached with the party at fault. It's essential to keep a log of all the expenses and bills.
Lost wages
A serious car accident may result in lost wages. If you're unable to work because of an injury from an accident, it can be a stressful task to meet your financial obligations on a daily basis. You may need to borrow money from family or use savings from your personal account until the case is settled. An experienced New York car accident attorney can evaluate your case and determine if you have an appropriate claim for loss of earnings.
In the event of a car accident, a judge will award compensatory damages in order to compensate you for the amount you would have earned had you not been injured. Hourly wages, overtime and benefits are all included in the term "economic damages." This amount of money is designed to bring you back to the financial situation you were in before the accident.
When you're missing work because of an injury Judges determine how much you've lost by reading a letter from plaintiff's employer, which confirms their salary or hourly pay and the time they've been away from work. Bank statements and paycheck stubs are also relevant. Profit-and-loss accounts, tax returns, and profit and loss reporting can be included as well.
A lawyer who handles auto accident claims the compensation you could receive for future earnings lost. This is a difficult aspect of your damage, and could be difficult to prove. Expert witnesses will be required.
Suffering and pain
You may be left with unpaid medical expenses, damage to your property, or even lost income if you have a serious car accident. You could also suffer psychological and emotional trauma. The pain and suffering you endure can be real and deserves to be compensated. A lawyer can help you obtain the money you're due.
A lawyer can help you to deal with insurance companies. Insurance adjusters are motivated by their own financial interest and will often try to deny or minimize your claim. A lawyer in a car accident can defend you from these tactics and negotiate a an appropriate settlement of your losses and injuries.
Document all the expenses and damage to property that you incurred as the result of the accident. Included in this are the cost of medical bills, estimates for repairs and receipts for items damaged. Photograph your injuries as well as the accident scene. You should not discuss the accident with anyone, besides medical professionals and police officers.
A lawyer can assist you determine the person responsible for the accident. New York is a "comparative fault" state, meaning that the amount of the damages you incur will be lowered by your percentage of fault. In certain cases, the liable party may be a city, corporation or state agency, or an organization that provides public transportation or sanitation company.